HomeRates.ai — Home + Mortgage AI Chat

Chat Market Rates Messages My Vault Dashboard

HomeRates.ai is an independent educational tool and is not a mortgage lender or broker.

Powered by FRED® Data — Federal Reserve Bank of St. Louis. Intelligence pipeline built on multi-model AI orchestration: OpenAI · Grok by xAI · Claude by Anthropic.

Educational only, not financial advice.Terms & Disclosures•Privacy & Data Policy•Build: Legal-2026.02

HomeRates.ai — Home + Mortgage AI Chat