Most programs start at 620, but FHA and VA loans can go lower with strong compensating factors.
6. What credit score do I need to buy a home?
Share This Story, Choose Your Platform!
About the Author: rayaankct
AI-powered clarity. Human-powered confidence.
HomeRates.Ai California Office
310 N Westlake Blvd STE 206
Westlake Village CA – 91362
United States
© 2025 - 2026
HomeRates.ai is your AI-powered mortgage guide — delivering instant clarity on rates, affordability, and programs, with the steady guidance of a licensed loan consultant. We believe smarter mortgages start with better questions, not rushed answers.
Information on this site is for educational purposes only and not a commitment to lend. Programs, rates, and terms are subject to change and eligibility. All loans arranged through loanDepot. NMLS #366082 • Licensed in California.
© 2025 HomeRates.ai • All Rights Reserved
Powered by ChatGPT with licensed mortgage guidance from loanDepot
